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Health insurance to become mandatory for people retiring to Thailand

People moving to Thailand with a retiree stay visa will soon have to buy mandatory health insurance, Thailand health officials have said.

From 31st October anyone over 50 years old entering the country with an O-A visa must show that they have valid health insurance covering their period of stay, deputy public health minister Sathit Pitutecha said. This is in the bid to prevent people from failing to pay hospital fees.

“By requiring foreign retirees to have a health insurance, they can be ensured that they will be taken care of when they get ill and accident.This measure will solve over 100 million baht fees left unpaid by foreign patients.” commented Sathit.

O-A visa is more commonly known as the one-year retiree visa. Sathit said about 80,000 people held the visa as of 2018. The new rule specifies that the insured amount must not be less than 40,000 baht for outpatient and 400,000 baht for inpatient medical fees. Policies can either be purchased from domestic or foreign insurers, but the sum of foreign policies must not be less than the amount stipulated for Thai policies.

“The new rules will be applied to those who enter the country for the first time and those who wish to extend their visas,” Sathit said.

According to an internal immigration memo dated 27th September seen by the media, only foreign retirees holding non-immigration O-A visa will be affected. They will be required to present their insurance policies with remaining coverage period for their stay or being denied entry.

O-A visas can be applied at Thai embassies or consulates overseas. Applicants for one-year retirement visas must be 50 and up. They must either show evidence of monthly income of at least 65,000 baht or balances of at least 800,000 baht in their Thai bank accounts for their applications to be granted.

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